Friday, February 27, 2009

Spring Cleaning my a_ _ !


Well, will wonders never cease!
I can see!
At least from my right eye. (I have to go back in the future to get my left eye done) For the periods between applications of drops my eye seems to function very well. The sunlight is bothersome but I put on "shades" and go about the house. I can drive now so I don't have so much cabin fever, but the revelation of seeing is almost more than I can stand.
Let me explain. My house is filthy! I can see dog hair, fingerprints, soap scum, lint on laundry, smudges, lipstick prints, crumbs, stains, watermarks and the like! Yuk!
I am so mortified! I had no idea I needed a cleaning lady. No idea the best new floor covering choice for me was going to be "asphalt".
Unfortunately, I can't do anything physical until next Thursday, so I am just traumatized with thought of living in this pig pen! I can't even bend down to pick up the clumps of dog hair off the floor. I wonder how carefully I can "Swiffer"?
I'm not even allowed to push the vacuum around and that is the pits! (no pun intended) I long for my Windex, Pledge, Mop N Glo, Comet, and Lysol!
If wishes were horses......

Thursday, February 26, 2009

State of the Health Care System..


Two patients limp into two different medical clinics with the same complaint. Both have trouble walking and appear to require a hip replacement.


The FIRST patient is examined within the hour, is x-rayed the same day and has a time booked for surgery the following week.


The SECOND sees his family doctor after waiting 3 weeks for an appointment, then waits 8 weeks to see a specialist, then gets an x-ray, which isn't reviewed for another week and finally has his surgery scheduled for 6 months from then.


Why the different treatment for the two patients?


The FIRST is a Golden Retriever.

The SECOND is aSenior Citizen.


Next time take me to a vet

Wednesday, February 25, 2009

Dave Barry's accounting......just had to pass this on.


Dave Barry's colonoscopy journal:
I called my friend Andy Sable, a gastroenterologist, to make an appointment for a colonoscopy. A few days later, in his office, Andy showed me a color diagram of the colon, a lengthy organ that appears to go all over the place, at one point passing briefly through Minneapolis. Then Andy explained the colonoscopy procedure to me in a thorough,reassuring and patient manner. I nodded thoughtfully, but I didn't really hear anything he said, because mybrain was shrieking, quote, 'HE'S GOING TO STICK A TUBE 17,000 FEET UP YOURBEHIND!' I left Andy' s office with some written instructions, and a prescription fora product called 'MoviPrep,' which comes in a box large enough to hold amicrowave oven. I will discuss MoviPrep in detail later; for now suffice it to say that we must never allow it to fall into the hands of America's enemies. I
spent the next several days productively sitting around being nervous. Then, on the day before my colonoscopy, I began my preparation. In accordance with my instructions, I didn't eat any solid food that day; all I had was chicken broth, which is basically water, only with less flavor. Then, in the evening, I took the MoviPrep. You mix two packets of powder together in a one-liter plastic jug, then you fill it with lukewarm water.(For those unfamiliar with the metric system, a liter is about 32 gallons).Then you have to drink the whole jug. This takes about an hour, becauseMoviPrep tastes - and here I am being kind - like a mixture of goat spit andurinal cleanser, with just a hint of lemon.
The instructions for MoviPrep, clearly written by somebody with a great sense of humor, state that after you drink it, 'a loose, watery bowelmovement may result.' This is kind of like saying that after you jump off your roof, you may experience contact with the ground. MoviPrep is a nuclear laxative. I don't want to be too graphic, here, but: have you ever seen a space-shuttle launch? This is pretty much theMoviPrep experience, with you as the shuttle. There are times when you wishthe commode had a seat belt. You spend several hours pretty much confined to the bathroom, spurtingviolently. You eliminate everything. And then, when you figure you must betotally empty, you have to drink another liter of MoviPrep, at which point,as far as I can tell, your bowels travel into the future and starteliminating food that you have not even eaten yet. After an action-packed evening, I finally got to sleep. The next morning my wife drove me to the clinic. I was very nervous.Not only was I worried about the procedure, but I had been experiencingoccasional return bouts of MoviPrep spurtage.
I was thinking, 'What if Ispurt on Andy?' How do you apologize to a friend for something like that?Flowers would not be enough. At the clinic I had to sign many forms acknowledging that I understood andtotally agreed with whatever the heck the forms said. Then they led me to aroom full of other colonoscopy people, where I went inside a little curtained space and took off my clothes and put on one of those hospital garments designed by sadist perverts, the kind that, when you put it on,makes you feel even more naked than when you are actually naked. Then a nurse named Eddie put a little needle in a vein in my left hand.
Ordinarily I would have fainted, but Eddie was very good, and I was alreadylying down. Eddie also told me that some people put vodka in theirMoviPrep.At first I was ticked off that I hadn't thought of this is, but then I pondered what would happen if you got yourself too tipsy to make it to thebathroom, so you were staggering around in full Fire Hose Mode. You wouldhave no choice but to burn down your house.When everything was ready, Eddie wheeled me into the procedure room, whereAndy was waiting with a nurse and an anesthesiologist. I did not see the17,000-foot tube, but I knew Andy had it hidden around there somewhere. Iwas seriously nervous at this point.Andy had me roll over on my left side, and the anesthesiologist began hooking something up to the needle in my hand. There was music playing in the room, and I realized that the song was'Dancing Queen' by ABBA.
I remarked to Andy that, of all the songs that could be playing during this particular procedure, 'Dancing Queen' had to bethe least appropriate. You want me to turn it up?' said Andy, from somewhere behind me. 'Ha ha,' I said. And then it was time, the moment I had been dreading formore than a decade. If you are squeamish, prepare yourself, because I am going to tell you, in explicit detail, exactly what it was like.I have no idea. Really. I slept through it. One moment, ABBA was yelling 'Dancing Queen, feel the beat of the tambourine,' and the next moment, I was back in the other room, waking up in a very mellow mood. Andy was looking down at me and asking me how I felt. I felt excellent.I felt even more excellent when Andy told me that It was all over, and that my colon had passed with flying colors. I have never been prouder of an internal organ.
ABOUT THE WRITER - Dave Barry is a Pulitzer Prize-winning humor columnistfor the Miami Herald.

Tuesday, February 24, 2009

Post surgery


My eyeball sort of feels like it belongs on this dianosaur!
The pre-op is what takes all the time.
Details: Insert IV, drip, drip, drip (that nurse was really skilled)
Ask all the questions that you just gave the answers to on the pre-op sheet questionaire.
Changed into lovely gown, (not by Vera Wang)
Get back into bed, wait.
30 minutes into it, 3 differenct meds drop by drop into the eyeball
wait 20 minutes. 3 different meds drop by drop into the eyeball
(they let Tim come in and sit with me, which was nice.
Wait 20 minutes, again the third set of triple drops. Wait 20 minutes (you get the picture)
A total of 5 sets of administering of drops. My pupil was good and dilated! Had to have them turn the lights off so I could take the blanket off of my face.
One of the pitfalls: No makeup to get the surgery! Were they kidding or what? I don't even go to get the newspaper in the dark without eyeliner!
Anyway, blood pressure, temp, Dr. comes in and places an "X" over the eye that gets the surgery, with a magic marker. Better safe than sorry!
Then came the syringe full of gooey gel. The "number" as it were. Fancy blue hair net and off to see the wizard I go.
Four people in the operating room. "Can you lift yourself up and scoot back at least half the length of the bed...keep scooting until you feel cold steel. Oxygen up nose, sand bags around head. Tape the eyelids open, and a machine makes the world look like I am seeing through a 3-D kaleidascope 15 minutes of science fiction "You are doing just fine" "All Done"!
Voila! Back to the pre op room, get dressed, have a cup of coffee, get a prescription (oh, almost forgot the muffin) get into the wheel chair and get whisked away!
Home again, Home again, all the same day.
Two different kinds of drops every two hours, and one prescription drop every four hours.
Black wrap-around sunglasses and guess what.......I can see!
Thank you Dr. Chi. See you tomorrow at 2:00
P.s. He left a potted flowering plant on the bedside table for me. How sweet!

Monday, February 23, 2009

One phone call away...


Today I am doing my first ever power point presentation. I am meeting with a small group of sales reps. from the U.S. who are representing a feed supplement type product for horses.



I was asked by their sales manager to come and speak to them about my ideals and principles of sales specifically returning phone calls, and networking. I was honored and thrilled to be asked to do something like that for a firm that is unrelated to real estate. One of the topics he requested me to do was: "Why don't they return phone calls?" Yea, like I would let them get away with that!


I constructed my very "first ever" power point presentation yesterday afternoon. Laborously writing, re-writing, proof reading, trying to figure out how to put it together, proof reading again, and finally after 3 hours, was done. Then I re-read it. Duh! 7 more misspelled (SP?) words, then 3 more, then some of the points were off the page, and then I had to figure out how to fix that. Yuk!


All told, for the novice it was "okay" but not superb or even mediocre!


Oh well, what I lack in construction, I may make up with my "charm"!


Wish me luck!

Saturday, February 21, 2009

Popcorn night...



Last night I had a taste for popcorn. I don't often eat popcorn, and when it's made, I don't eat a lot. But Daniel was still here so I said "Daniel, go ask Papa if he will make us some Popcorn" Daniel said "Okay"..... So Tim obliged and came out to the kitchen and turned on the burner and proceeded to gather his supplies.

First comes the Priscilla Brand Popcorn Popper. It doesn't look like the photo above, it is way older. Ours belonged to Tim's Dad, and Tim ate popcorn out of a special white enamel bowl. We have the original popper, along with the bowl. Tim will be 67 in a couple of weeks, so the equipment has been around for a very long time.

Shudder to think of his reaction to "Microwave" substitute popcorn. Also, the corn has to be yellow in color, and is kept in a glass mayonaise jar from when we first got married 43 years ago.

His popcorn is the best! And he is the only one who can give the perfect spins to the two piece device that ultimately makes the popper full of Delish Delights.

I hope we can pass it on to Daniel.

Some things should remain the same!

Friday, February 20, 2009

The original SUV......



As our nation's Big 3 auto manufacturers face bankruptcy, we must go back to the old time basics.

Americans will soon need to embrace the original SUV.


This SUV has the following standard equipment plus many options:
Eco-Friendly Exhaust System
Independent Rear Suspension
4 x 4 Off Road Drivetrain
Memory Feature Braking
All Natural Fuel System
Global Positioning Sensors
Onboard Voice Command Control Unit
Strap and Bit Steering
Luxury Leather Seating
What more could you ask for??
Sent along via the "friendship with horses" email team

A little small town comfort....


Tim and I had breakfast this morning at Eileen's Cafe in downtown Valley City, Ohio. Small town USA to say the least!
The familiar waitress Donna, came over with a glass of water, and a Howard Hanna coffee mug for me and a Realty One coffee mug for Tim filled with hot steamy, flavorful coffee. Fresh and hot, just the way I like it!
"Goodmornings" were passed around, the owner Terry Jones stuck her head out of the kitchen to say "Hi." Order off the menu from the "special's before 9:00 a.m." makes it seem like such a "we are saving money and trying to help the economy at the same time" feeling. Like having breakfast with family.
Looking around the little restaurant, I see familiar faces, familiar community event notices , other peoples "special" coffee mugs on the rack, and just an all around feeling of warmth and comfort.
Two eggs over easy, grits prepared with milk, rye toast, a little pack of jelly, always the same order for me. Some things are best left unchanged! And others should be left unsaid!
Continuously in business serving the township's comfort since 1992!
Eileen's Cafe, should be left unchanged!

Thursday, February 19, 2009

You may or may not believe this..


This was sent to me in an email, and I am passing it on to you for FYI only!


Peroxide (safer and healthier than bleach)


This was written by Becky Ransey of Indiana (a doctor's wife), and I want to share it with you. She was over recently for coffee and smelled the bleach I was using to clean my toilet and countertops. This is what she told me... I would like to tell you of the benefits of that plain little old bottle of 3% peroxide you can get for under $1.00 at any drug store. (Bob Giddens recently bought a 32 ounce bottle at Wal-Mart for ninety-four cents.)



My husband has been in the medical field for over 36 years, and most doctors don't tell you about peroxide. Have you ever smelled bleach in a doctor's office? No!! Why? Because it smells, and it is not healthy! Ask the nurses who work in the doctor's offices, and ask them if they use bleach at home. They are wiser and know better! Did you also know bleach was invented in the late forties? It's chlorine, folks! It was used to kill our troops in World War II. Peroxide came into popular use during and after WWI. It was used to save and help cleanse the needs of our troops and hospitals.



Please think about this.


1. Take one capful and hold in your mouth for ten minutes daily, then spit it out. No more canker sores, and your teeth will be whiter without expensive pastes Use it instead of mouthwash.

2. Let your toothbrushes soak in a cup of peroxide to keep them free of germs. (good one!)

3. Clean your counters and table tops with peroxide to kill germs and leave a fresh smell. Simply put a little on your dishrag when you wipe, or spray it on the counters.

4. After rinsing your wooden cutting board, pour peroxide on it to kill salmonella and other bacteria.

5. I had fungus on my feet for years until I sprayed a 50/50 mixture of peroxide and water on them (especially the toes) every night and let dry.

6. Soak any infections or cuts in 3% peroxide for five to ten minutes several times a day. My husband has seen gangrene that would not heal with any medicine but was healed by soaking in peroxide.

7. Fill a spray bottle with a 50/50 mixture of peroxide and water and keep it in every bathroom to disinfect without harming your septic system like bleach or most other disinfectants will.

8. Tilt your head back and spray into nostrils with your 50/50 mixture whenever you have a cold, plugged sinus. It will bubble and help to kill the bacteria. Hold for a few minutes, and then blow your nose into a tissue.

9. If you have a terrible toothache and cannot get to a dentist right away, put a capful of 3% peroxide into your mouth and hold it for ten minutes several times a day. The pain will lessen greatly.

10. And of course, if you like a natural look to your hair, spray the 50/50 solution on your wet hair after a shower and comb it through You will not have the peroxide-burnt blonde hair like the hair dye packages but more natural highlights if your hair is a light brown, reddish, or dirty blonde. It also lightens gradually, so it's not a drastic change. (hmmm!)

11. Put half a bottle of peroxide in your bath to help rid boils, fungus, or other skin infections.

12. Add a cup of peroxide instead of bleach to a load of whites in your laundry to whiten them. If there is blood on clothing, pour it directly on the soiled spot. Let it sit for a minute, then rub it and rinse with cold water. Repeat if necessary.

13. I use peroxide to clean my mirrors. There is no smearing, which is why I love it so much for this. I could go on and on. It is in a dark bottle so it will not be degraded by UV. No home should be without it! With prices of most necessities rising, here's a way to save tons of money in a simple, healthy manner!
p.s. I do know it will take blood out of clothing!

Wednesday, February 18, 2009

"A better coffee a millionaire's money can't buy!"


One taste will tell you why New Yorkers began calling Chock full o'Nuts The Heavenly Coffee over 75 years ago. This is our Original blend. A favorite cup-after-cup.
So goes the jingle for this famous brand of coffee.
I thought of my friend Jo Ann just a few moments ago, as a I prepped my Mr. Coffee Coffee Maker with water and Chock full o' Nuts coffee to serve to the committee members meeting at our home tonight.
Fund raising folks like to gather here for their meetings 'cause I serve such good coffee, and usually something sweet to snack on!
I thought of Jo Ann because, once when I was invited to her and Mike's home for lunch, she served the best coffee, and the best mashed potatoes! I can serve the coffee, but I'm still working on her mashed potatoe recipe!
Thanks Jo Ann!
p.s. I have switched to their 1/2 caff!

Tuesday, February 17, 2009

Can't get it out of my mind


Review Summary
In a refreshingly direct, unassuming manner, “Away From Her” considers two great human mysteries: the persistence of love and the workings of the brain. It takes the twilight of a long, mostly happy marriage as a vantage point from which to look back at youth and forward into the waiting darkness. The first feature written and directed by Sarah Polley, one of the most interesting actresses to come out of Canada in the past decade, the film turns sharp and somber, alive to the lacerations of ordinary experience and quietly attentive to grand absurdities and small instances of grace. “A little bit of grace” is what Fiona, a slender and elegant woman with Alzheimer’s disease, counsels in response to its ravages. And grace is what Julie Christie, who plays Fiona, manifests in every scene, even as Fiona feels the tissue of her self begin to crumble and fade. — A. O. Scott, The New York Times
This is the movie that I watched last evening (without falling asleep on the sofa, as I am prone to do after 9:00 in the evening). Outstanding performance by Julie Christie. So soulful and poignant.
I dreamed about the movie last night and awakened several times feeling that I was "in" the movie, and that it was my reality.
My greatest fear is, as my friend Linda White says, "outliving my usefulness". Until last night I really did not ever feel that way. What if I am a victim of Alzheimer's disease? I cannot even imagine!
Will I be gracious or vicious?
Where will I go, and what will it mean to my family?
I don't know, but it is certainly playing on my mind today.
If you get a chance and are so inclined, watch the movie.

Monday, February 16, 2009

A Bittersweet prize....

Tomorrow is the awards ceremony put on by the Howard Hanna Real Estate Company for their sales associates individual accomplishments in the sales year 2008.


I am attending in support of my new office and office manager in a show of unity for our new company. All of our accomplishments in our former company are being absorbed into the new firm.


I am still grieving the loss of my former company and the official move to our new office location took place on Friday the 13th. I made the move, put on a cheerful face, unpacked boxes and hopefully am settling in.


Here's the sad part of this tale. Only one home that I sold last year was not due to someone's distress. I mean, the owner had retired from "housekeeping" and was living in an independent senior complex, and enjoying every minute of life there.


Every other house that I sold last year was a home that had gone through the foreclosure process, making someone homeless.


Looking at the year in review, the award certificate seems hollow to me.

Saturday, February 14, 2009

A Two Star Day.........


What is my most favorite thing to make??????
Reservations!
My neighbor Linda had to take her husband to the airport (why, when he has a perfectly good car and can park at Park and Fly? Because she is home, that's why!)
So, on the way back from the airport she phoned and said "Happy Valentine's Day, do you want to
go to Breakfast? Is the Pope Catholic? Yes we do!
One down and two to go!
Next comes lunch, (I may be in trouble there, but that's okay, since I already got the commitment for dinner out tonight)
Don't you just love holidays?!!!!!!

Thursday, February 12, 2009

Don't throw out that ironing board!


A husband walks into Victoria 's Secret to purchase a sheer negligee for his wife. He is shown several possibilities that range from $250 to $500 in price -- The more sheer, the higher the price. Naturally, he opts for the most sheer item, pays the $500, and takes it home.
He presents it to his wife and asks her to go upstairs, put it on, and model it for him.
Upstairs the wife thinks (she's no dummy), 'I have an idea.
It's so sheer that it might as well be nothing. I won't put it on, but I'll do the modeling naked, return it tomorrow, and keep the $500 refund for myself.'
She appears naked on the balcony and strikes a pose.
The husband says, 'Good Grief! You'd think for $500, they'd at least iron it!'

He never heard the shot.

Funeral on Thursday at Noon -
Closed coffin.

A day for wonderful or unusual gifts...or not!

Valentine's day means different things to different people, however, Valentine's Day means "Love" which comes wrapped as a lovely package.

I remember a Valentine's Day gift from many, many years ago!


Not red, not chocolate, not flowery, not candlelight, not sexy, and certainly not what I wanted.


My wonderful husband claims not to "forget" to buy me a gift, but that he is never anywhere that would sell something worth buying for me! Well, that year topped all. I was given a card "To my wife" kind, sweet and signed with XXXXX's and OOOOOO's, love Tim.


Nice, nice, nice. Then came the wrapping paper. It was unusual paper, brown and similiar to a grocery bag. Who knew?

Guess what was inside. No....... not that.

Try again. No......not that either. One more time....no....not that one either.!

Give up?????


It was a Daisy Red Ryder BB Rifle......... Just like the one on "Christmas Story", where Ralphie was warned about shooting out his eye!


What more can I say?

Wednesday, February 11, 2009

Larry King's Guests...


Some of you may have seen the Feb. 4th Larry King Show where the real estate market was discussed by famed “Rich Dad, Poor Dad” author Robert Kiyosaki and real estate entrepreneur Don Peebles. In case you didn’t, I’ve included a brief excerpt concerning the current real estate market; one that highlights the abundance of opportunity that awaits buyers.

Larry King opens with the following question: “Robert, thousands of people out there tonight are about to lose their homes. Any thoughts, any advice?”

Kiyosaki responds saying “It’s a tragedy, and my whole shtick is why don’t we have financial education in our schools? Why did we wait for this to happen? On the other side of it, if you have good credit and money, it’s a great time to buy. It’s good and bad for the whole thing.”

Don Peebles then follows up, stating: “I agree. In fact, I think now is one of the best times to buy real estate. Warren Buffet says, and always says this, that the time to be cautious is when everybody’s greedy. And so in real estate, the time to buy is when fewer people are buying and the time to sell is when fewer people are selling. Right now, we’re in a buyer’s market.

They conclude by taking phone calls, and Kiyosaki advises one caller that if you can’t afford real estate, then buy silver.

I can’t help you with silver, but if you’re interested in capitalizing on the lucrative opportunities available in Ohio real estate, as always, don’t hesitate to give me a call.
Happy Valentine's Day!


Judy

Howard Hanna Real Estate Services

330-760-1623

Grafton, Ohio property


Hey:
I have this great house listed! It is a total, total (except for the furnace, which was newer anyway) redone house. My clients have done the following:
New Roof,
New Siding
New windows
New Doors
New interior walls, insulation, wiring, plumbing
new bathrooms including all new fixtures
New floor coverings throughout, Kitchen is a knockout!!!!! with cathedral ceiling!
Ceiling fans in all the rooms. Walkout basement, fenced yard, and a two car garage, located next to a park.
All this for only $119,900.
Great price for a 1600 sq. ft. residance.
Call me with your inquiries: 330-760-1623
Judy Von Duyke
Howard Hanna Real Estate Services
Open Sunday, Feb. 15, 12120 National Drive, Grafton, Ohio

"I can't believe it ain't butter!"



My friend Jo Ann forwarded an email to me that just brought back waves of nostalgic memories.


I was born in 1942, so I have had a few memories during my "growing up" years. This email was so delightful! It was one of those "remember this?.....if so you are older and more experienced etc.


Anyway, here is one that was not on the list. When I went to live with my older aunt and uncle, they did not serve "butter" in a dish on the dinner table like my mother and grandmother did. They served "margarine" in a bowl!

Now most of you will say, well there is the healthy issue (back then nobody knew or perhaps cared) and butter was expensive compared to margarine.

The only drawback to margarine was it's color. It was white. White as flour or the clapboard house next door. Yep, it was white! Looked just like Crisco from the 3# can! Not appealing or appetizing, so the manufacturers of the "Butter Substitute" came up with a brilliant marketing device. "Let's put a little color tablet, make the tablet soft, and let's put the margarine and the tablet in a sealed plastic-like bag, and the consumers can open the package, and just "knead" the package until the color is absorbed evenly into the entire white blob, and it will look just like Butter". The company will never know!

Guess who got the "kneading" job. Right......me!

I don't buy margarine today. I don't care what my arteries look like.

Even then I couldn't believe it was butter!

Tuesday, February 10, 2009

Learn to dance in the rain!




This is a message that was sent to me today. It is so profound that I am posting it. I saw an incredible TV Show about this. It was called "Extreme Makeover" and it was wonderful!


I hope you enjoy this story by Mac Anderson, Simple Truths





Dear J.,
The date was July 16, 2008. It was late in the afternoon and I was sitting in my hotel room in Louisville, Kentucky. I was scheduled to speak that evening for the Kentucky Association of School Administrators (KASA). I was a little "down in the dumps." I hadn't gotten to exercise lately because of my traveling schedule and recently I'd experienced some mild bouts of vertigo (that inner ear condition that can cause the room to start spinning.) You got it...speaking and "spinning" are not good partners.

My keynote presentation was scheduled for 7:00 PM, but I had been invited to show up at 6:00 to see a performance they said I'd enjoy. Little did I know that I was about to see something I would never forget.
They introduced the young musician. Welcome...Mr. Patrick Henry Hughes. He was rolled onto the stage in his wheelchair, and began to play the piano. His fingers danced across the keys as he made beautiful music.

He then began to sing as he played, and it was even more beautiful. For some reason, however, I knew that I was seeing something special. There was this aura about him that I really can't explain and the smile...his smile was magic!
About ten minutes into Patrick's performance, someone came on the stage and said..."I'd like to share a 7-minute video titled, The Patrick Henry Hughes story." And the lights went dim.
Patrick Henry Hughes was born with no eyes, and a tightening of the joints which left him crippled for life. However, as a child, he was fitted with artificial eyes and placed in a wheelchair. Before his first birthday, he discovered the piano. His mom said, "I could hit any note on the piano, and within one or two tries, he'd get it." By his second birthday, he was playing requests (You Are My Sunshine, Twinkle Twinkle Little Star). His father was ecstatic. "We might not play baseball, but we can play music together."

Today, Patrick is a junior at the University of Louisville. His father attends classes with him and he's made nearly all A's, with the exception of 3 B's He's also a part of the 214 member marching band. You read it right...the marching band! He's a blind, wheelchair-bound trumpet player; and he and his father do it together. They attend all the band practices and the half-time performance in front of thousands. His father rolls and rotates his son around the field to the cheers of Patrick's fans. In order to attend Patrick's classes and every band practice, his father works the graveyard shift at UPS. Patrick said..."My dad's my hero."



But even more than his unbelievable musical talent, it was Patrick's "attitude of gratitude" that touched my soul. On stage, between songs, he would talk to the audience about his life and about how blessed he was. He said, "God made me blind and unable to walk. BIG DEAL! He gave me the ability...the musical gifts I have...the great opportunity to meet new people."
When his performance was over, Patrick and his father were on the stage together. The crowd rose to their feet and cheered for over five minutes. It gave me giant goose bumps!
My life was ready to meet Patrick Henry Hughes. I needed a hero, and I found one for the ages. If I live to be a hundred, I'll never forget that night, that smile, that music, but most importantly, that wonderful "attitude of gratitude."




I returned to Chicago and shared Patrick's story with my wife, my friends, and our team at Simple Truths. About two weeks later, I received a letter from a friend. He said, "Mac, I don't know who said it, but I think you'll love this quote."
"Life is not about waiting for the storms to pass...it's about learning how to dance in the rain!"
I thought...that's it! We all face adversity in our life. However, it's not the adversity, but how we react to it that will determine the joy and happiness in our life.



During tough times, do we spend too much time feeling sorry for ourselves, or, can we, with gratitude...learn how to dance in the rain?
It almost sounds too simple to feel important, but one word...gratitude, can change your attitude, thus, your life, forever.


Sarah Breathnack said it best...
"When we choose not to focus on what is missing from our lives but are grateful for the abundance that's present....we experience heaven on earth."

Monday, February 9, 2009

What a difference 4 years make!

Happy Fourth Birthday Daniel!


A pirate's treasure chest complete with gold coins and compasses. That was the theme of this year's birthday
cake. Daniel is in to Pirates with a passion. So Daniel, your
treasures are buried within!


Lots of pizza, pinata's full of treasures (even the pinata was a treasure chest) toys and games and three boy cousins to make the party lots of boisterous fun!


Two "Grandma Greats" (Great Grandmothers) how lucky he is.
One Grandma and One Grandpa, One Nana, three cousins, a Mom and Dad, and one aunt and one uncle.


Good thing Aunt Rhinda was there along with Mom when Daniel started choking and couldn't breath. One big "whack" on the back from Rhinda and he was able to breath again. A bit of a scare none the less.

New meaning to getting "whacked on the backsile" for your birthday!

Saturday, February 7, 2009

Happy Birthday to You!

Today is the day! Daniel's birthday is today and he is four years old.


This is the photo from his first birthday!

My how time flies by!

I made him a "whale" of a cake, and he jumped in with both hands. Taking him to breakfast at Eileen's Cafe in town where he will enjoy "purple pancakes" and a cupcake made by Terry Jones with a candle, a lighted candle, and all the wait staff, the cooks, and the owner came out and sang Happy Birthday!

Happy Birthday Daniel, I love you!
Nana

Friday, February 6, 2009

She's Too Cool!!!!!!!!!!


My sincere congratulations to Gayle Reveron, of Sharon Center, Ohio on her recent accomplishment.
USEF (United States Equestrian Federation) Reserve High Point National Show Horse Hunter Pleasure (now that's a mouthful!)
with her Beautiful, Beautiful Gelding, "I'm Too Cool"!!!
Great job Gayle, and it couldn't have gone to a more deserving woman!
Gayle and her beautiful Gray Gelding, ........Way too Cool!

BOGO!


I never understood what the term meant. Duh, ... Buy One Get One (Free)! Who knew, I must have been reading more into it than I should have.
Anyway, a grateful person gave me a $15 gift card from Giant Eagle. I did something to help them out of a situation, and they wanted to "pay" me for the help. No way.....however the person needed to give something for the help, so I accepted it. (in that respect, I have learned over the years not to take someone else's "joy" away.
I normally do not shop for groceries at that supermarket but, waste not want not. Traversing the aisles of an unfamiliar grocery store is a real adventure. I spent a great deal of time "window shopping" and marveling at the ethnic foods department, which is very extensive. The exotic names of products were amazing to read. The experience was delightful.
Anyway, as I made my way to the back of the store where the meats are located, I was awestruck. It finally sank in......buy one, get one! What a great idea. My little ole' pea brain was in high gear now. I swooped into the cases and pulled out the prizes!
After putting my parcels into the car, I made the best phone call of the day. "Hello, this is Judy,
I am on my way to your house, stay put until I get there"! I was literally chuckling when she opened the door. "Here is a present....I went to the Giant Eagle store and they were having a special offer. BOGO! "I kept one, and here is one for you!" The person started to protest, but afterall, fair is fair. I got my gift card's worth and so did she!
Voila' I'm starting to feel like a caped crusader!

Thursday, February 5, 2009

A message from my friend Jim Priebe...



Hello! It certainly looks like Winter isn’t ready to retreat just yet! But soon enough, I’m certain we’ll see homebuyers begin venturing out along with the daffodils & crocuses. But, hopefully, they won’t wait to long! Here’s why:
The Fed's been at it again, offering words that sound encouraging at first blush, confirming that their buying program of Mortgage Backed Securities is in full swing and will continue as needed. Of course, the media will pick this up and offer their own interpretation, saying "Good news, the Fed's words on continuing their purchasing program mean that rates will continue to drop lower, and remain low into the summer..." But is this really what that means? Not so.
Here's the truth.
Yes, the Fed has been buying Mortgage Bonds, but if you look at what they are purchasing, they are primarily buying FNMA 30-yr 5.5% and 5.0% Bonds...which won't have much of an impact on present interest rates. Why? First, see the Fed's purchases for yourself by hitting this link: Direct Link to View Fed Mortgage Bond Buying - http://www.newyorkfed.org/markets/mbs/index.html.
So why is the Fed buying these Bonds? Well if you think about it, it's very smart of the Fed...and maybe even a little sneaky...because 5.5% Bonds actually represent outstanding mortgages with rates of 6 - 6.50%, which are precisely the loans being refinanced at today's great interest rates.
As you know, the mortgages that have been originated in the last few months, and certainly those with the recent historically low rates, are the most scrutinized, cautiously underwritten loans we’ve ever placed into the secondary market. These are not the loans that are causing bond investors to worry – it’s the older mortgages, underwritten from 2005 through 2007 or so, that many worry may be “toxic”. Through their buying actions, the Fed is trying to remove the fear from the marketplace by taking these loans “off the books” of Fannie & Freddie & others.
Stay with me here...
With rates at present low levels, many of the mortgages in these FNMA 5.5% pools being bought up by the Fed will be refinanced and paid, thus giving the Fed a quick recoup on some of their investment. And this is likely a big reason why the Fed said they could continue this purchasing program beyond June, if necessary. Bottom line, the Fed buying these higher rate coupons will not necessarily help rates to move lower, as their actions do not impact the loans being originated at today's low rates. This also explains why the rate curves have flattened (more on this in the near future).
Here's the most important part.
Sometimes I talk to clients who are in a situation where it makes sense to refinance right now, and save $250 per month for example. But when they hear the media throwing around teases of lower rates ahead, they decide to hold off on making the decision to save the $250 per month right now, in the hopes of gaining another $30 per month in additional savings with a lower rate than where we stand presently. Now clearly, rates could turn higher, (as they did last week), and this window of opportunity could pass them by entirely.
The clincher is this:
Even if those clients ultimately are correct in timing the market, and eventually grab that lower rate and save another $30 per month - think of what they have lost by waiting. While they delayed, they lost the savings they could have gained by taking action sooner - or in the example used, $250 - for every single month they waited. So even if they got lucky and obtained the rate they were looking for, it could take years to make up what they lost by waiting.
I don't want anyone to miss an opportunity by either waiting, or not understanding what is at stake. Let's talk further on this - call or email me and let's discuss what this might mean for you and your clients.
I’ll mostly be in the field on Thursday & Friday this week – (maybe in YOUR office!?) so call my cell if you have some questions about the mortgage market!
Maybe I’ll see you in the field!
Jim Priebe, CMPS
Certified Mortgage Planning Specialist
Qualified Kingdom Advisor
First Ohio Banc & Lending
30700 Center Ridge Road, Ste. 3
Westlake, Ohio 44145
440-808-8674 office
440-781-9618 cell

Wednesday, February 4, 2009

The Parking Garage receipt...




I lost a parking garage receipt. I know, not a big deal, most parking receipts are usually thrown away anyway. This one was special. It was a receipt for the Akron Children's Hospital parking garage. I kept it on my pickup truck's visor. I kept it as a reminder that life is precious and we must appreciate it and treat it with respect.
Daniel was born on February 7, 2005 two months premature. I kept that parking receipt, and two photos of him, one in the Preemie ICU and one after he first arrived home.
Daniel will be four years old on Saturday, and I am grateful for those four wonderful years.
Perhaps I will find the ticket under the seat, or wedged under the console. I hope I do find it, as it was a constant reminder of what I hold so dear!

Monday, February 2, 2009

TV or Not TV that is the question..


Super Bowl Parties, Super Bowl Fun, Super Bowl invites, Super Bowl Blowouts. Well, we were invited to a Super Bowl Party hosted by our son and daughter-in-law yesterday. The occassion was made even more "special" because it was the introduction of their new 52" flat screen TV, which was mounted on the wall.
Wow! Me of the blurry vision, have to sit 24" from the TV to see anything was really impressed. High Definition, Webster's Definition, 3D, HTV you name it, it was! Surround sound from a speaker in each corner of the room, it was like being in a crowd. The sound was so clear, and the picture........was still blurry! What a waste of perfectly good entertainment on me.
Anyway, I am so looking forward to having the surgery so I can tell the yellow players from the red players, and not see double of everything.
We came home at a reasonable hour (I really had only gone for the food...no surprise there) and got into my PJ's and sat down on the couch to watch whatever and lo and behold, our console had shrunk! No, seriously, it had shrunk. Now the fact that we have the console which was a big deal at the time, as it was not only state of the art, but a 25th wedding anniversary gift from our son (the new owner of the 52" monster) and still works fine, more or less, looked like it was made of 100% wool, and I had put it in the dryer on "hot" for an hour. I literally could barely see it!
Thanks kids for expanding my world and thowing water on it at the same time!
Tune in after the surgery to see the miracle of sight!